general knowledge refresher magazine subscription

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general knowledge refresher magazine subscription  Published this article page no  91 22. Who are Houthis? Houthis are an armed rebel group belonging to the Zaidi Shia sect fighting against the government of Yemen. Traditionally the Houthis have been concentrated in the northwestern Saada Province of Yemen. 23. SLINEX  The Ninth Edition of India  Sri Lanka Bilateral Maritime Exercise SLINEX (Sri Lanka–India Naval Exercise) is being conducted at Visakhapatnam.  It aims to enhance interoperability improve mutual understanding and exchange best practices and procedures for multifaceted maritime operations between both navies. Do you know about the other Exercises between India and Sri Lanka? 1. Exercise MITRA SHAKTI (Military Exercise). 2. Dosti Trilateral Exercise (Coast guard India Maldives and Sri Lanka). . Startup Village Entrepreneurship Programme (SVEP) Implemented by Deendayal Antyodaya Yojana –National Rural Livelihoods Mission (DAYNRLM) Ministry of Rural Development as a subscheme since 2016. Focus of the scheme Providing selfemployment opportunities with financial assistance and training in business management and soft skills while creating local community cadres for promotion of enterprises.  Entrepreneurship Development Institute of India (EDII) Ahmedabad is the technical support partner of SVEP.  SVEP promotes both individual and group enterprises setup and promote enterprises majorly on manufacturing trading and service sectors. Who are community resource persons – enterprise promotion? The programme seeks to develop pool of community resource persons – enterprise promotion (CRPEP) who are local and support entrepreneurs settingup rural enterprises.  The CRPEPs are certified and provides business support services to the entrepreneurs. Why in News? The Union Ministry of Rural Development (MoRD) and the National Institute of Entrepreneurship and Small Business Development (NIESBUD) have signed a memorandum understanding (MoU) to develop a sustainable model for promoting entrepreneurship at the grass roots by initiating the startup village entrepreneurship programme (SVEP) general knowledge refresher magazine subscription buy.

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pratiyogita darpan english yearly subscription

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pratiyogita darpan english yearly subscription Published this article page no  82 PNotes are Offshore Derivative Investments (ODIs) with equity shares or debt securities as underlying assets.  They provide liquidity to the investors as they can transfer the ownership by endorsement and delivery.  While the FIIs have to report all such investments each quarter to SEBI they need not disclose the identity of the actual investors.  181 6. Suez Canal  The Suez Canal is an artificial sealevel waterway running north to south across the Isthmus of Suez in Egypt to connect the Mediterranean Sea and the Red Sea.  The canal separates the African continent from Asia.  It provides the shortest maritime route between Europe and the lands lying around the Indian and western Pacific oceans.  It is one of the worlds most heavily used shipping lanes carrying over 12% of world trade by volume. Why in the News? Cashstrapped Egypt has increased transit fees for ships passing through the Suez Canal with hikes of up to 10%. 7. Indias First Dugong Reserve in Palk Bay  pratiyogita darpan english yearly subscription buy.

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pratiyogita darpan hindi

pratiyogita darpan hindi

pratiyogita darpan hindi Published this article page no   107 Exchange Rate Management through occasional RBI intervention to curb excessive volatility Generate Investors Confidence through ability to finance Indias Current Account Deficit and minimize the impact of just above Junk Category rating and net negative international investment position of  12.9% of GDP Help emerge as Regional Leader through increased ability to open currency swap lines for others (e.g. SAARC nations as done in 2012 through currency swap mechanism) Liquidity against domestic and global Economic Risks like High banking NPAs corporate bond market crisis due to IL&FS payment default or the Covid19 related uncertainties Cushion against monetary stimulus withdrawal for US Fed in near future avoiding external sector crisis with over 10% currency fluctuation as happened earlier Arguments against maintaining High Forex Reserves At above US$600 billion Forex reserves are higher than our external debt obligations and enough to cover more than 15 months of our projected 202122 imports Low returns on Forex reserves usually around 1% or less due to near zero interest rates in advanced economies Large infrastructure financing needs of India to meet development aspirations and utilize young demography. Risks of High opportunity and fiscal costs of sterilization of liquidity i.e. unused excessive cash despite development needs poverty and large youth population Shows lack of confidence from government on its economy resilience soundness of macroeconomic management and its measures to raise capital or exports.  KEY CONCEPTS AND INFORMATION ON BANKING AND MONETARY POLICY NonPerforming Asset When a loan whose principal or interest payment is overdue for less than 90 days it comes under the purview of Special Mention Accounts (SMA). It is a loan or advance for which the principal or interest payment remains overdue for a period of 90 days. Banks are required to classify NPAs further into Substandard Doubtful and Loss assets. o Substandard assets Assets which have remained NPA for a period less than or equal to 12 months. o Doubtful assets Assets which have remained in the substandard category for a period of 12 months o Loss assets It is considered uncollectible and of such little value that its continuance as a bankable asset is not warranted although there may be some salvage or recovery value pratiyogita darpan hindi buy.  

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pratiyogita darpan hindi Published this article page no   108 Capital Adequacy Ratio (CAR) It governs the capital that a bank ought to hold as a percentage of its total assets. CAR is also known as Capital to Risk (Weighted) Assets Ratio (CRAR). Leverage ratio It shows how much a lender has stretched itself in borrowing funds to generate income. The more the leverage the riskier the turf on which the lender stands. Return on assets (RoA) It measures profitability derived from net income (profit) as a percentage of total assets. Haircut Haircut refers to the lowerthanmarket value placed on an asset being used as collateral for a loan. Colending Colending or coorigination is a setup where banks and nonbanks enter into an arrangement for the joint contribution of credit for priority sector lending. Provisioning coverage ratio (PCR) PCR is ratio of provisioning to gross nonperforming assets and indicates the extent of funds a bank has kept aside to cover loan losses Platform for Regulated Entities for Integrated Supervision and Monitoring (PRISM) PRISM is a webbased endtoend workflow automation system from RBI to strengthen compliance by supervised entities (SEs) including banks and nonbanking financial companies. PRISM includes functionalities (inspection compliance incident functionality for cyber security complaints and returns functionalities) with builtin remediation workflows time tracking notifications and alerts management information system (MIS) reports and dashboards pratiyogita darpan hindi buy.

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pratiyogita darpan hindi

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pratiyogita darpan hindi Published this article page no  Published this article page no   109 Regulatory Sandbox Regulatory Sandbox (RS) refers to live testing of new products or services in a controlledtest regulatory environment for which regulators may (or may not) permit certain regulatory relaxations for the limited purpose of the testing. o RS allows market participants to collect evidence on the benefits and risks of new financial innovations while carefully monitoring and containing their risks. Objective of the RS is to foster responsible innovation in financial services promote efficiency and bring benefit to consumers. Consumer Confidence Survey (CCS) It is conducted by the Reserve Bank of India (RBI). CCS seeks qualitative responses from households regarding their sentiments on the general economic situation employment scenario price level households income and spending which provides useful inputs for monetary policy. Inflation Expectations Survey of Households (IESH) Recently the Reserve Bank of India (RBI) announced the launch of the next round of IESH to capture inflation expectations and consumer confidence which provide useful inputs for its monetary policy. The survey aims at capturing subjective assessments on price movements and inflation of about 6000 households based on their individual consumption baskets across 18 cities. The survey seeks quantitative as well as qualitative responses from households. PAYMENT SYSTEMS AND FINANCIAL MARKETS 3.1. PAYMENT SYSTEMS 3.1.1. MICROFINANCE REGULATIONS Why in news? The RBI has proposed a new regulatory regime for microfinance with uniform set of guidelines for all lenders. About Microfinance Microfinance is a banking service provided to unemployed or lowincome individuals or groups to help them to work their way out of poverty by undertaking income generating activities pratiyogita darpan hindi buy.

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arihant magazine

arihant magazine 

arihant magazine Published this article page no  35  These are examples how hip-hop artists redefine the negative characteristic of being materialistic by showing examples of how this materialism is prevalent in the majority class, and often created within that class. Sex And the final debated stereotype of the hip-hop social class is that they are sexually promiscuous, often leading to disrespectful treatment towards women. The poets also attempt to redefine this stereotype by blaming the core of the problem on society. In “Pussy Galore”, the Roots claim that the country’s obsession with sex is pushed by sexually-driven marketing campaigns: Lookin’ out the limo window up at the billboards 200 miles, she was the only thing I saw Promotin’ everything, from the liquor to the nicotine Cell phones, anti-histamines, chicken wings You gotta show a little skin to get them listening For real yo, the world is a sex machine In this example, the poet retells a personal experience in which he saw sex advertisements as “promotin’ everything.” And in order to “get them listening”, he claims, “you gotta show a little skin.” In “Get By”, Talib Kweli blames this sexual obsession on what we view on television: The TV got us reachin’ for stars Not the ones between Venus and Mars, The ones that be readin’ for parts Some people get breast enhancements and penis enlargers Here, the poet expresses his belief that television creates a misconception of what people should be sexually, and that contributes to the promiscuity that is being blamed on the hip-hop movement. Hip-hop artists have used their lyrics and poetry to influence the rejection and reconstruction of the gangster identity that plagues their social class. This is accomplished through the redefining of negative characteristics assigned by the majority class. In most cases, these redefinitions include pointing to the majority class as the real holders of these negative characteristics. The redefining of these “gangster-like” images through hip-hop lyrics helps to reconstruct the gangster identity by questioning “gangster-like” behaviors and which social class actually has these behaviors. So the question presented is: Who exactly are the gangsters? Works Cited / Discography 2 Pac. 2Pacalypse Now. Jive Records, 1991. Black Star. Mos Def & Talib Kweli are Black Star. Rawkus Records, 1998. Coates, Jennifer. Women, Men and Language. Longman Publishing, New York: 1993. Dr. Dre. The Chronic 2001. Interscope Records, 1999. Eminem arihant gk  buy.

arihant magazine 

arihant magazine

arihant magazine 

arihant magazine Published this article page no  34  In “Damn It Feels Good to be a Gangster”, the Geto Boys fully redefine the negative characteristic of drug distribution by accusing the President of being a drug dealer, and therefore, a gangster: And now, a word from the President! Damn it feels good to be a gangsta Getting’ voted into the White House Everything lookin’ good to the people of the world But the Mafia family is my boss So every now and then I owe a favor gettin’ down Like lettin’ a big drug shipment through And send ‘em to the poor community So we can bust you know who These examples show how hip-hop artists redefine the image of being drug dealers and users by again pointing to the majority class as the creator of the drug problem in this country. Materialism Hip-hop music is also seen by the majority class as a genre dominated by materialism. Again, artists point back to the majority class in an attempt to redefine this negative characteristic. In “Respiration”, Black Star points to all the wealth surrounding urban areas, and how it absorbs the lower class in materialism, making them want parts of that wealth: Where mercenaries is paid to trade hot stock tips For profits, thirsty criminals take pockets Hard knuckles on the second hands of workin’ class watches Skyscrapers is colossus, the cost of living Is preposterous, stay alive, you play or die, no options Here, the poet talks about various materialistic aspects of the majority class, and how the lower class must “play or die” to “stay alive.” In “All Falls Down”, Kanye West actually blames this materialism on American society: It seems we living the American dream But the people highest up got the lowest self esteem The prettiest people do the ugliest things For the road to riches and diamond rings In this example, the poet blames the “American dream” for materialism, saying it causes people to “do the ugliest things” for “riches and diamond rings.” In “Los Angeles Times”, Xzibit also blames this materialism on the majority class, claiming that is what the youth are taught coming up in urban environments: Welcome to L.A. Where you can see the whole city burning Cause the cops got Uzis and the dealers keep serving And your kids ain’t learning it, except this Sex power and wealth, forget everything else Here, the poet expresses his belief that certain aspects of materialism, including “power and wealth” are taught to children through occurrences in society arihant gk buy.

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