pratiyogita darpan hindi

pratiyogita darpan hindi 

pratiyogita darpan hindi Published this article page no   108 Capital Adequacy Ratio (CAR) It governs the capital that a bank ought to hold as a percentage of its total assets. CAR is also known as Capital to Risk (Weighted) Assets Ratio (CRAR). Leverage ratio It shows how much a lender has stretched itself in borrowing funds to generate income. The more the leverage the riskier the turf on which the lender stands. Return on assets (RoA) It measures profitability derived from net income (profit) as a percentage of total assets. Haircut Haircut refers to the lowerthanmarket value placed on an asset being used as collateral for a loan. Colending Colending or coorigination is a setup where banks and nonbanks enter into an arrangement for the joint contribution of credit for priority sector lending. Provisioning coverage ratio (PCR) PCR is ratio of provisioning to gross nonperforming assets and indicates the extent of funds a bank has kept aside to cover loan losses Platform for Regulated Entities for Integrated Supervision and Monitoring (PRISM) PRISM is a webbased endtoend workflow automation system from RBI to strengthen compliance by supervised entities (SEs) including banks and nonbanking financial companies. PRISM includes functionalities (inspection compliance incident functionality for cyber security complaints and returns functionalities) with builtin remediation workflows time tracking notifications and alerts management information system (MIS) reports and dashboards pratiyogita darpan hindi buy.

pratiyogita darpan hindi